UOB PRVI Platinum American Express Credit Card Review

The UOB PRVI Miles Platinum American Express Credit Card is one of a number of UOB cards available in Singapore and is one of the best for earning Singapore Airlines KrisFlyer miles.

UOB PRVI Miles American Express

About the UOB PRVI Platinum American Express Credit Card

The UOB PRVI Miles Platinum Credit Card is issued by UOB in Singapore and is available to anyone earning 80,000+.  The card earns in UNI$ which can be converted into either Singapore Airlines KrisFlyer or Asia Miles.

Sign-Up Bonus – Updated January

There is a small sign-up promotion until the end of February available with 8,000 miles up for grabs, however the conditions are very limiting – see this article for details:

UOB PRVI Credit Card Promotion – 8,000 Miles Bonus Potentially

For others check this out:

Best Credit Card Sign-Up Promotions for Singapore Airlines KrisFlyer Miles

Other Benefits

The card has a few extra benefits including Limousine Transfer to Changi Airport available after meeting a minimum spend on $S1,000 overseas per quarter as well as various other Terms and Conditions (I recommend you read them here).  In addition to that travel insurance is also offered on the credit card which includes both personal injury and flight delay.

You can also link the card with Perx which uses an App at participating stores to collect and redeem coupons.  For more details on Perx click here.

What is the Annual Fee?

The annual fee for the card is S$256.80, is waived for the first year and can be waived each year if you spend a minimum of $S50,00 per year.

Bonus for Renewal?

There is no bonus for renewal but you can get 20,000 miles for spending $S50,000 per year on the card.  For other renewal bonuses check out this article:

Buy KrisFlyer Miles Cheaply With Credit Card Renewals in Singapore

What Do You Earn per $1?

On 15th May the PRVI American Express reduced its local and overseas spending rates, but as of this June has included 3 Miles per $S1 on Singapore Airlines tickets.

  • Earn 3 miles on Singapore Airlines, SilkAir & KrisShop
  • Earn 2.4 miles for every S$1 spent overseas
  • Earn 1.4 miles for every S$1 spent locally

This card is a good all round earning card and a must for those serious about earning miles.  You can do better with combinations of other cards but if you want just one then this is it.  The major downsides are that the you only earn in blocks of $S5 so if you spend $S4.99 then you won’t earn any miles.  In addition to that the exchange rates you get for overseas spend are usually poor.

For a card with the same local earning rate and fewer restrictions check out the ANZ Travel Visa Signature credit card:

ANZ Travel Visa Signature Credit Card Review

There are again terms and conditions for these spend requirements – check the details here.

What is a Point Worth?

If you are looking to use the card for Singapore Airlines KrisFlyer or compare to a cashback card then check out our analysis of what a KrisFlyer mile can be worth:


  • Sign up bonus – 2/10
  • On-going Spend – 8/10

I’ve given the card a 2/10 for the sign-up bonus  mainly only for the travel insurance and a few other perks an extra benefit.  There are higher sign-up bonuses, check here for details:

Best Credit Card Sign-Up Promotions for Singapore Airlines KrisFlyer Miles

The earning rates for ongoing spend both at home and abroad are good on the card, and the increase on Singapore Airlines and Silk Air spend means that if you regularly buy tickets it’s a card to have.  You can do better on earning rates but usually only with a combination of other cards, so if you want simple then this is a great option for you.

I haven’t given a higher score because of the $S5 blocks – if used incorrectly then you could lose out of a lot of miles.  To find out more about the card then click on the link below to go to the UOB website:

UOB PRVI Platinum American Express Credit Card

We’ve also done quite a few other reviews of credit cards in Singapore, as well as have some resources for you so check out the links below:

Do you have the card?  What’s your experience with it?