UOB PRVI Miles World Mastercard Credit Card Review

The UOB PRVI Miles World Mastercard Credit Card is one of a number of UOB cards available in Singapore and is one of the best for earning Singapore Airlines KrisFlyer miles both at home and abroad, this is our review.

UOB PRVI Miles World Mastercard Credit Card Review

About the UOB PRVI Miles Mastercard Credit Card

The UOB PRVI Miles Mastercard Credit Card is issued by UOB in Singapore and is available to anyone earning 80,000+.  The card earns in UNI$ which can be converted into either Singapore Airlines KrisFlyer or Asia Miles.  This is the Mastercard version of the Amex card that I also recommend:

UOB PRVI Miles Platinum American Express Credit Card Review

Sign-Up Bonus – Update October

There is a small sign-up promotion until the end of February available with 8,000 miles up for grabs, however the conditions are very limiting – see this article for details:

UOB PRVI Credit Card Promotion – 8,000 Miles Bonus Potentially

If you are looking for a bigger bonus check out our round-up:

Best Credit Card Sign-Up Promotions for Singapore Airlines KrisFlyer Miles

Other Benefits

The card only comes with travel insurance so is pretty limited in terms of extra benefits, unlike the Platinum American Express version of the card which comes with limousine transfer and Perx (both of which though aren’t great value either).

The one additional benefit of the card that cannot be overlooked though is the “World Mastercard” benefits.  These give discounts at hotel, golf clubs, shops and many more activities but the specific one for me and one that reader CK pointed out yesterday is Starwood Preferred Guest (SPG) Gold status after just one stay – check out my previous post using the link below:

SPG Gold Status for World Mastercards After One Stay – Asia Pacific

You can find out more about other World Mastercard benefits here.

What is the Annual Fee?

The annual fee for the card is S$256.80 which has been reduced from the opening rate of over $S400 when the card was announced.

Bonus for Renewal?

There is no bonus for renewal and there are no spend related bonuses either unlike the Amex version.  Quite a few cards do have renewal bonuses and we’ve compiled the list for you here:

Buy KrisFlyer Miles Cheaply With Credit Card Renewals in Singapore

What Do You Earn per $1?

UOB has reduced the earning rate on overseas and local spend but is now giving a generous 3 Miles per $S1 on Singapore Airlines.

  • Earn 3 miles on Singapore Airlines, SilkAir & KrisShop
  • Earn 2.4 miles for every S$1 spent overseas
  • Earn 1.4 miles for every S$1 spent locally

This card has a good earning rate, but because UOB earns in blocks of $S5 I would stick with the ANZ Visa Signature Card as the earning rate for local spend is the same.  You can check out that review here:

ANZ Travel Visa Signature Credit Card Review

You can also do better with combinations of other cards but for simplicity its a useful card.  The earning rates for foreign spend are still very good.

Don’t forget that this card has the advantage over the American Express version is of course that it’ll be able to be used at more merchants being a Mastercard.

There are again terms and conditions for these spend requirements – check the details here.

What is a Point Worth?

If you are looking to use the card for Singapore Airlines KrisFlyer or compare to a cashback card then check out our analysis of what a KrisFlyer mile can be worth:


  • Sign up bonus – 3/10
  • On-going Spend – 8/10

I’ve given the card a 3/10 for the sign-up bonus that’s currently being offered as well as the SPG Gold status potential.  Again you can do better through other cards though:

Best Credit Card Sign-Up Promotions for Singapore Airlines KrisFlyer Miles

I’ve given the same 8/10 for the earning rates on the card as the Amex version.  This is because the earning rates for ongoing spend both at home and abroad are good (although reduced).  In addition the fact that this is a Mastercard means that far more merchants will accept the card.

The downside however is that the spend is calculated in blocks of $S5 so if used incorrectly then you could lose out of a lot of miles.

It is possible to get higher earning rates via a combination of cards, but this card is by far one of the simplest methods for earning miles.  To find out more about the card then click on the link below to go to the UOB website via the link below and if you want to have a look at the American Express version then we’ve included that link too:

UOB PRVI Miles World Mastercard Credit Card

UOB PRVI Miles Platinum American Express Credit Card Review

We’ve also done quite a few other reviews of credit cards in Singapore, as well as have some resources for you so check out the links below:

Which UOB PRVI card are you going for?