OCBC Voyage Visa Infinite Credit Card Review

I haven’t reviewed any of the OCBC credit cards until these new Voyage credit cards peeked my interest. Here’ my review of them

 OCBC Voyage CardsAbout the OCBC Voyage Visa Infinite Credit Card’s

There are actually three versions of the card:

  • The OCBC Voyage Visa Infinite Credit Card
  • OCBC Premier Voyage Card (Visa Infinite) is exclusive to OCBC Premier Banking customers only.
  • Bank of Singapore Voyage Card (Visa Infinite)  is exclusive to Bank of Singapore clients only.

You can spend the miles earned on any airline, but only convert to Singapore Airlines KrisFlyer.  More details are below.

Sign-Up Bonus

All of the cards come with a sign-up bonus of 15,000 Voyage Miles which equate to 15,000 Singapore Airlines KrisFlyer Miles.

Other Benefits

As with many other cards you do get lounge access, this time 2 Plaza Premium visits per year, Limo service ($S5K spend requirement) and $S1 million travel insurance.

Don’t forget that this is a Visa Infinite card so it does have some additional benefits which are mostly small discounts at hotels, golf clubs and shopping.  But the big benefit for me is Hilton HHonors Gold status, this is almost instant and can be renewed each year.  To find out more about these check out these links:

Hilton HHonors Gold Status

Visa Infinite Sign-Up for Hilton HHonors Gold

What is the Annual Fee?

Principal card: S$488 (with GST)
Supplementary card: S$188 (with GST), first year waived for first 2 supplementary cards.

I couldn’t find a waiver for the principal card, so I’m assuming this is charged no matter what.

Bonus for Renewal?

There’s no bonus for renewal of the card, so after the first year I’d doubt the value of having it at all.  For other cards with renewal bonuses check out this link:

Buy KrisFlyer Miles Cheaply With Credit Card Renewals in Singapore

What Do You Earn per $S1?

The OCBC Voyage Visa Infinite Credit Card has the following earning structure:

  • Local spend: S$1 = 1 Voyage Miles
  • Overseas spend: S$1 = 2.3 Voyage Miles
  • Dining spend: S$1 = 2.3 Voyage Miles

What are Voyage Miles Worth?

This one is slightly tricky so stay with me.  You can redeem directly into Singapore Airlines KrisFlyer at a 1:1 ratio so the earning rates above are what you’ll earn per $S1.  There is a $S25 conversion fee.

A bit like HSBC, OCBC has adopted a program to allow you to directly redeem your Voyage miles for flights and hotels. OCBC has released some of the rates charged.

First glance it appears that Economy redemptions are slightly better than KrisFlyer Saver redemptions, but Business and First class are more expensive.

OCBC Voyage Redemption

Even with these being more expensive it might be worth consider the Voyage cards for the following reasons:

  • No conversion fee
  • No waitlisting needed
  • Flexibility to redeem part miles and cash (you can with SQ of course as well)

Perhaps the most interesting feature is that tickets purchased with Voyage miles will be eligible to collect miles – there is no mention of earning status credit like PPS, so I can’t confirm that.

How Does this Compare?

The earning rates are average, but the niche nature of the card could make it useful.


  • Sign Up Bonus – 6/10
  • Ongoing Spend – 6/10

I’d give the Voyage card a 6/10 for the sign-up bonus, although it’s quite a decent sign-up deal the annual fee which is charged as soon as you sign-up makes this card much less attractive.  If you were just to sign-up for the card then these miles would cost you 3.25 cents per mile – which isn’t cheap.

For ongoing local spend the card is average you can do better with others like the ANZ Travel Visa Signature Credit Card which also has some great lounge benefits. There are other cards that are better for online and dining spend too.

For more information check out the OCBC website here:

OCBC Voyage Visa Infinite Credit Card Review

Here are some other useful links on the site for those looking at Singapore Airlines KrisFlyer Earning credit cards:

Are you going to sign-up for this card?