DBS Woman’s World Mastercard Credit Card Review

This is a review of the DBS Woman’s World Mastercard Credit Card which is another Singapore Airlines KrisFlyer earning credit card available in Singapore. DBS Woman’s World Mastercard Credit Card Review

About the DBS Woman’s World Mastercard Credit Card

The DBS Woman’s World Mastercard Credit Card is issued by DBS in Singapore and is a Mastercard branded card, it rewards you with DBS points. This card is issued in Singapore, and Air Asia Big, Asia Miles and KrisFlyer members can earn through this card via a transfer.  Contrary to what you might think but the card is available to men as well!

Sign-Up Bonus

The DBS Woman’s World Mastercard Credit Card has no miles related sign-up bonus but it does currently offer a $50 Takashimaya Voucher.

Other Benefits

There are a couple of additional benefits for the card including:

  • Comfort and CityCab Priority Booking Program (see terms here)
  • Complimentary access to selected True Fitness and True Yoga Centres twice a month

The one additional benefit of the card that cannot be overlooked though is the “World Mastercard” benefits.  These give discounts at hotel, golf clubs, shops and many more activities but the specific one for me is Starwood Preferred Guest (SPG) Gold status after just one stay – check out my previous post using the link below:

SPG Gold Status for World Mastercards After One Stay – Asia Pacific

What is the Annual Fee?

  • Principal Card: S$ 192.60 p.a. (waived for the first year)
  • Supplementary Card: S$ 96.30 p.a. (waived for the first year).

Bonus for Renewal?

There is no bonus for renewal but the fee can be waived if you spend $S25,000 on the card.

What Do You Earn per $1?

The DBS Woman’s World Mastercard Credit Card earns DBS Points at the following rates:

  • Local spend: S$1 = 0.2 DBS Points
  • Overseas spend: S$1 = 0.6 DBS Points
  • Online Spend $S1 = 2 DBS points

What are DBS Points Worth?

The points earned on the DBS Altitude American Express Credit Card are earned in DBS Points which are effectively another currency. These can be exchanged into three different frequent flyer programs: KrisFlyer, Asia Miles and Air Asia Big. For KrisFlyer Members these are the effective earning rates based on a conversion ratio of 2 to 1:

  • Local spend: S$1 = 0.4  KrisFlyer Miles
  • Overseas spend: S$1 = 1.2 KrisFlyer Miles
  • Online spend: S$1 = 4 KrisFlyer Miles

The points don’t expire but there is an enrollment fee into the DBS Frequent Flyer programme of S$42.80.  Note that the online spend earning rate is only available for the first $S2,000 spend each month.

How Does this Compare?

The earning rates for online spend are excellent, but for other spend and overseas spend there are better cards available.


  • Sign Up Bonus – 4/10
  • Ongoing Spend – 7/10

I’ve given the sign-up bonus 4 out of 10 because there is no miles related sign-up bonus, but the inclusion of the additional benefits as well as the potential SPG Gold status.

For ongoing spend I’ve given the card 7/10 because 4 miles per $S1 is excellent, but it’s only available for online spend and for the first $S2,000 per month.   This card is a useful addition to your wallet to maximize spend.

Here is the link to the DBS website for more information:

DBS Woman’s World Mastercard Credit Card

Here are some other useful links on the site for those looking at Singapore Airlines KrisFlyer Earning credit cards:

I don’t have this card what do you think of it?