Citi PremierMiles Visa Credit Card Review

Citibank has a couple of credit cards that earn Citi Miles and this is the second review of the Citi PremierMiles Visa Credit Card.

Citi PremierMiles Visa Credit Card Review

About the Card

The Citi PremierMiles Visa Credit Card is issued by Citibank and is a Visa branded card, it rewards you with Citi Miles. This card is issued in Singapore, both KrisFlyer and Enrich members can earn through this card via a transfer.

Sign-Up Bonus

There is no miles related sign-up bonus for the Citi PremierMiles Visa Credit Card

Other Benefits

Citibank has quite a few travel related bonuses and the Citi PremierMiles Visa Credit Card that will be of interest for frequent travelers:

  • Fly with Emirates and receive up to 10% off on airfares (5% for Promotion fares)#
  • Complimentary HERTZ Gold Plus Rewards membership
  • Complimentary Avis Preferred membership
  • 2X Lounge Access with Priority Pass
  • Travel Insurance
  • 7% off Adoga Bookings
  • Various Shopping related bonuses

What is the Annual Fee?

Basic Card annual fee: $192.60 (inclusive of GST). Supplementary Card: Complimentary

Bonus for Renewal?

Upon renewal of annual membership you will receive 10,000 Citi Miles, at a cost of S$192.60 (or 1.9 cents per Mile)

What Do You Earn per $1?

  • Local spend: S$1 = 1.2 Citi Miles
  • Overseas spend: S$1 = 2 Citi Miles

What is a Citi Mile Worth?

The points earned on the Citi PremierMiles Visa Credit Card are earned in Citi Miles which are effectively another currency. These can be exchanged into a number of different frequent flyer programmes: KrisFlyer

  • Asia Miles
  • Royal Orchid Plus
  • SkyMiles
  • Executive Club
  • Enrich
  • Infinity MileageLands
  • Garuda Frequent Flyer
  • Etihad Guest

There are also a number of other hotel and experience partners.

Handily for all of the airline partners Citi Miles convert 1 for 1 so you’ll earn 1.2 KrisFlyer or Enrich Miles for local spend and 2 Miles for overseas spend. Note that a $S25 charge is levied for each transfer from Citi Miles to your preferred program.

How Does this Compare?

If you are a KrisFlyer member then there are other cards around with a better sign-up bonus, and better ongoing earning opportunities like the UOB cards or the ANZ Travel Card (although greatly reduced recently). In addition to that there are a number of decent extra benefits to this card which might be worth signing up for in themselves, especially if you are an Emirates flyer and are looking for a discount.

If you happen to be a member of one of the other airlines frequent flyer programs then this card does give you the flexibility of being able to earn with them.

Conclusion

Sign Up Bonus – 7/10
Ongoing Spend – 5/10

I’ve given the sign-up bonus a score of 7/10 just because the card has a few decent benefits that make the card worthwhile and the option to use the miles with different frequent flyer and hotel programs. This in Singapore is a great benefit especially if you want to keep your redemption options open.

For ongoing spend though the card is let down by the average earning rate. However those that have UOB or ANZ travel cards often rely upon the Citibank cards for areas where spend doesn’t usually earn points.

You can find more about the Citi PremierMiles Visa Credit Card here